We are midway through 2018 and most people have probably forgotten their goals.
- What we’re you’re goals in Jan?
- Are you halfway there?
I can’t even remember setting a financial goal this year. At least not one to be accomplished by the end of the year. Every month we set out budget and most months we go over our budget goals in groceries and fast food.
This month i decided to do some revamping, with me in school and Gabe beginning his OTA program I was on the fence about what to do. Should we cash flow his school (about $6k a semester)? Should we snowball all our debt (currently $11k in credit card debt, $46k in student loans & $5k in a car loan)? There is so much advice out there an each of the gurus (Suze Orman, Dave Ramsey, etc.) will have you handle it differently. But ultimately you need to figure out what works best for you! Using the best advice of course. I was reading a book by Lois Frankel Nice Girls don’t get Rich and while title may imply that you need to be ‘mean’ to get rich that’s really not what it says. It says to be aggressive, set a vision and actively work on your goals.
This year has been a very transformative year for me. A year where I truly feel the universe is telling me the same thing in all aspects of my life. “You are what you think about most.” “You attract what you think.” “The law of attraction, have a vision and the universe, god, higher power who ever will make it happen.” “Everything happens for a reason.”
I could go on and on… So mid-year I decide (and get approval from the fam lol) that we are going to kick our snowball – pay off everything – into high gear instead of saving to cash flow gabe’s school. Maybe it’s fate, maybe it’s motivation from when I decided set the goals down in our dry erase board with -end of month goals but we are killing it. In just one week in and we have already paid down our debt to be even lower than our end of June goal (11k) we have 2 more weeks and looks like we’ll pay it down to even less.
Join me in our goal to paying off all our debt and cash flowing Gabe’s school.
What are you end of year goals? Did you set any? It’s not too late. Join me in conquering your goals!